End-of-Year Rush: Use Your Dental Insurance Benefits Before They Disappear

As the year winds down, many of us are focused on wrapping up tasks at work, shopping for the holidays, and preparing for the new year. But amidst all the hustle, one important thing often gets overlooked – your dental insurance benefits! If you don’t use them before the year ends, you could lose them. Here’s why you need to make your dental health a priority and take full advantage of your insurance before the clock runs out.

Don’t Let Your Dental Insurance Benefits Go to Waste

It’s easy to forget about your dental benefits as the year draws to a close, but ignoring them could be a costly mistake. Most dental insurance plans operate on a “Use it or Lose it” basis. This means if you don’t use your remaining benefits by the end of the year, they’re gone – and you won’t get them back.

Dental insurance typically has annual maximums, meaning there’s a set limit on how much the insurer will cover. If you’ve already used a portion of it for routine cleanings or check-ups, there could still be a good amount left for more treatments. Whether you need fillings, crowns, or other dental work, using your benefits now could save you money in the long run.

Maximize Your Coverage Before Time Runs Out

Many people don’t realize that dental plans often cover services in full or at a higher percentage when you meet certain requirements. For instance:

• Preventive Care: Most plans cover routine cleanings and exams at 100%, and these don’t usually have any out-of-pocket costs.
• Basic Procedures: Fillings, extractions, and other minor dental treatments are often covered at 80% or more.
• Major Work: More complex procedures like crowns, bridges, or root canals are often covered at 50%.

If you’re putting off treatments or exams, now is the time to book your appointment and get the most out of your dental insurance. Any leftover coverage can be used for necessary work that you might otherwise have to pay for out of pocket.

Don’t Wait Until It’s Too Late

Time is running out to schedule your dental visit, as clinics fill up quickly at the end of the year. Waiting too long to book your appointment could mean missing out on a chance to use your benefits in time. Scheduling early not only ensures you get the treatment you need, but it also gives you peace of mind, knowing that you won’t be scrambling at the last minute.

Don’t wait until the holidays are here and your dental office is overwhelmed. The earlier you schedule your appointment, the better. This gives you the flexibility to choose the best time that works with your busy holiday schedule.

Benefits of Using Your Dental Insurance Now

In addition to saving you money, using your benefits before the year ends has several advantages:

• Preventive Care: Regular checkups and cleanings can help catch dental problems before they become serious.
• Cost Savings: The more you can take advantage of your insurance, the less you’ll have to pay out of pocket for dental procedures.
• No Surprises: By getting treatments now, you won’t have to worry about rising dental costs in the future.

If you’ve been delaying any dental work, now is the best time to get started. Avoid the stress of paying for services without the help of your insurance. Your future self will thank you!

Take Action Now 

At Cascade Dental Care, we know how valuable your dental insurance benefits are. Our team is here to help you make the most of your plan before the year ends. Whether you need a routine cleaning, a filling, or more complex treatments, we’re ready to assist.

Don’t wait—book your appointment today! Let us help you ensure your dental health is in top shape before the end of the year. Time is running out, so act now and take advantage of your dental insurance before it’s too late.